Loan companies now offer not only chwilówek, but also increasingly offer installment loans. One of them is the Truloan company, which offers its clients the opportunity to obtain money via the Internet.
Truloan is one of the companies often chosen by people who need more sums than a weekend. Thanks to the fact that we can repay the loan in installments, settling the debt is much simpler than when we have to pay the entire sum immediately. Loans offered by the company can be taken without complicated formalities – the money can be on the account even the same day.
How much can we borrow with Truloan?
As we have already mentioned, the Truloan loan company allows you to borrow more than in the case of payday loans. You can apply for a sum in the range from 1,000 to 10,000 PLN for a period from 3 months to 24 months. The customer can choose the loan that suits him most, by using a special calculator posted on the company’s website. You can also immediately see the amount of the monthly installment, the total cost of the loan and the total amount to be paid.
What are the basic requirements for obtaining a loan at Truloan?
In order to obtain a loan, you must be a Polish citizen, aged 21 to 70, have a place of residence in Poland. The company checks its clients in debtors’ databases, including BIK. It is also necessary to have your own bank account.
Do you need a certificate for the Truloan loan?
You can apply for up to PLN 7,000 in any loan company Truloan without any certificates. Truloan also uses a special system that allows express confirmation of data when applying for a loan.
However, if the company finds it difficult to determine the creditworthiness of its client, it may request additional documents confirming the receipt of income. It may be a certificate of earnings, a bank account statement for the last 3 months, a decision on retirement or disability benefit, a certificate on the amount of a retirement or disability pension, a retirement or disability pension payment form or ZUS RMUA form.
The process of applying for a loan at Truloan
We can grant a loan in three steps. The first is to select the appropriate loan amount through the calculator. Then you can see all the costs associated with borrowing money. The next step is to complete the application, where personal information, address details and income details are entered. Then go through identity verification.
When everything is correctly filled and the company confirms the creditworthiness of the customer, the money will be immediately transferred to his account. Most often they are transferred in a quarter of an hour, but this period may be longer.
Truloan is a good offer for those seeking an installment loan for a higher sum. However, if you care about lower costs, check our offer at Aasa – you can take out a loan at an even lower price. Check it out yourself and compare the costs to see that our offer is more affordable!